Heritage Loan Program for Homes Built Prior to 1964

Heritage Home Program

The Heritage Home Program is available to owners of Pepper Pike homes that are 50 years and older to answer home maintenance and rehab questions and provide an impartial opinion – one that doesn’t include trying to sell a product or service.

The Heritage Home Program offers homeowners FREE advice on home improvement, maintenance and repair issues that are unique to older homes.  The technical assistance component of the Heritage Home Program is what sets it apart from other programs of its kind. Now any homeowner wishing to do work on their older home can have the help and answers they need in order to get the project done properly. Take advantage of free:

• Site visits to the property to answer home repair, improvement and maintenance questions

• Advice on energy efficiency methods

• Contractor resources

• Evaluation of contractor bids and estimates 

Qualified homeowners also have the option of obtaining a low-interest, fixed-rate Heritage Home Program loan, with rates as low as 1.4% for up to 10 years!  There are no maximum income restrictions.   Sufficient home equity is required to support the loan and the homeowner must meet lending criteria established by the bank.  There are no points involved with the Heritage Home Program loan and the interest is tax deductible!  Many projects are eligible:

• Exterior and interior painting

• Kitchen and bath improvements

• Compatible additions

• Roof repair and replacement

• Basement waterproofing

• Window repair

• Masonry repair

• Insulation

• HVAC upgrades

• And much, much more! 

The Heritage Home Program loan is available for owners of residential properties of three units. The property can be owner occupied or rental. Heritage Home Program staff is available from project start to finish!

Learn more or get started: 

Call                         216-426-3106

Email                     hhp@heritagehomeprogram.org

Website               www.heritagehomeprogram.org